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Family Financial Planners Prescott AZ

Local resource for family financial planners in Prescott. Includes detailed information on local businesses that provide access to financial expertise on money saving guidelines, household budget planning, wasteful spending elimination, daily expenditure control, retirement planning, prepaid tuition plans, higher education planning, and home equity loans, as well as advice and content on how to save money.

Janie Strasser
Ponderosa Wealth Management
(928) 777-2381
1129 Iron Springs Road
Prescott, AZ
Expertises
Planning Issues for Business Owners, Ongoing Investment Management, Tax Planning, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA, MBA

Ms. Jodi O. Padgett, CFP®
(928) 778-0933
1555 Plaza West Dr
Prescott, AZ
Firm
Taylor & Padgett Financial Gro
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Elder Care, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Stephen A. Drake, CFP®
(928) 899-2244
2345 Oakwood Dr
Prescott, AZ
Firm
Optima Holding Co.

Data Provided By:
Mr. Charles Edwin Taylor, CFP®
(928) 778-0933
1555 Plaza West Dr
Prescott, AZ
Firm
Taylor Padgett Financial Grou
Areas of Specialization
Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: Not Applicable

Profession: Medical/Dental Professionals

Data Provided By:
Ms. Ellen G. Platamone, CFP®
(928) 445-2598
1678 Oaklawn Dr
Prescott, AZ
Firm
Wealth Management Concepts Inc

Data Provided By:
Mr. Bruce R. Hosler, CFP®
(928) 778-7666
973 W Gurley St
Prescott, AZ
Firm
Hosler Wealth Management LLC
Areas of Specialization
Estate Planning, Investment Management, Retirement Income Management, Retirement Planning, Tax Planning, Tax Preparation, Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000



Data Provided By:
Mr. Gary P. Baker, CFP®
(928) 776-1483
425 White Spar Rd
Prescott, AZ
Firm
MetLife
Areas of Specialization
Asset Allocation, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Life Planning, Risk Management

Data Provided By:
Mr. Carl D. Warrick, CFP®
(928) 445-1673
1456 W Gurley St
Prescott, AZ
Firm
Yavapai Financial Planning LLC
Areas of Specialization
Comprehensive Financial Planning, Employee and Employer Plan Benefits, Retirement Planning, Tax Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Mr. Charles Schwartz, CFP®
(928) 771-2007
551 Skyview Dr
Prescott, AZ
Firm
Ameriprise Financial
Areas of Specialization
Estate Planning, Investment Management, Retirement Planning, Small Business Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Mr. Michael R. Bacigalupi, CFP®
(928) 445-2598
1678 Oaklawn Dr Ste B
Prescott, AZ
Firm
Wealth Management Concepts, In

Data Provided By:
Data Provided By:

Financial Planning Before Pregnancy

Financial Planning Before Pregnancy

Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant.

Your Family's Income

If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.

Health Insurance And Pregnancy

It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.
If your current plan leaves a lot to be desired, you can switch health insurance coverage to a lower cost plan. Women who are already pregnant when they switch plans need to make sure that the insurance covers pre-existing conditions. For lower income families, there are community programs in place that will provide low-fee insurance coverage for mothers and newborns.
Don't forget about life and disability insurance planning. If something happens to you, you want your baby to be provided for. You may have life insurance or long-term disability insurance...

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