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Family Financial Planners Parkersburg WV

Local resource for family financial planners in Parkersburg. Includes detailed information on local businesses that provide access to financial expertise on money saving guidelines, household budget planning, wasteful spending elimination, daily expenditure control, retirement planning, prepaid tuition plans, higher education planning, and home equity loans, as well as advice and content on how to save money.

Mr. Christopher T Molessa, CFP®
(304) 422-5424
2519 Ohio Avenue
Parkersburg, WV
Firm
Northwestern Mutual Financial

Data Provided By:
Mr. William R. Elliott, CFP®
(304) 422-5424
2519 Ohio Avenue
Parkersburg, WV
Firm
Northwestern Mutual Investment
Areas of Specialization
Retirement Planning

Data Provided By:
Mr. David G. Underwood, CFP®
(304) 424-8826
514 Market Street
Parkersburg, WV
Firm
United Bank Inc.

Data Provided By:
Mr. Neal F. Hoops, CFP®
(304) 295-1204
813 Grand Central Ave
Vienna, WV
Firm
Merrill Lynch
Areas of Specialization
Asset Allocation, Banking, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Debt Management
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Service Professionals

Data Provided By:
Ms. Beth A. Worthington, CFP®
(740) 374-6172
138 Putnam St
Marietta, OH
Firm
Peoples Bank
Areas of Specialization
Asset Allocation, Banking, Charitable Giving, Education Planning, Estate Planning, Investment Management, Life Planning

Data Provided By:
Mr. Douglas Roberts Thorpe, CFP®
(304) 485-1260
2100 Dudley Ave
Parkersburg, WV
Firm
Bennon & Thorpe LLC
Areas of Specialization
Comprehensive Financial Planning, Estate Planning, Insurance Planning, Investment Management, Investment Planning, Retirement Income Management, Retirement Planning

Data Provided By:
Mr. Stephen W. Hussey, CFP®
(304) 485-9000
3001 Murdoch Ave
Parkersburg, WV
Firm
Morgan Stanley Smith Barney
Areas of Specialization
Business Succession Planning, Comprehensive Financial Planning, Education Planning, Estate Planning, Investment Management, Long-Term Care, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided By:
Ms. Sandra R. Testa, CFP®
(304) 485-6584
PO Box 149
Parkersburg, WV
Firm
Suttle & Stalnaker PLLC
Areas of Specialization
Accounting, Business Succession Planning, Comprehensive Financial Planning, Education Planning, Elder Care, Estate Planning, General Financial Planning

Data Provided By:
Mr. Ronald L. Close, CFP®
(740) 374-6102
PO Box 738
Marietta, OH
Firm
Peoples Bank

Data Provided By:
Chase Bank
(740) 423-4111
321 Main St
Belpre, OH
Type
Freestanding
Office Hours
Mon:8:30-6:00
Tues:8:30-6:00
Wed:8:30-6:00
Thurs:8:30-6:00
Fri:8:30-6:00
Sat:8:30-2:00
Sun:closed

Data Provided By:

Financial Planning Before Pregnancy

Financial Planning Before Pregnancy

Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant.

Your Family's Income

If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.

Health Insurance And Pregnancy

It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.
If your current plan leaves a lot to be desired, you can switch health insurance coverage to a lower cost plan. Women who are already pregnant when they switch plans need to make sure that the insurance covers pre-existing conditions. For lower income families, there are community programs in place that will provide low-fee insurance coverage for mothers and newborns.
Don't forget about life and disability insurance planning. If something happens to you, you want your baby to be provided for. You may have life insurance or long-term disability insurance...

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