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Family Financial Planners Newport RI

Local resource for family financial planners in Newport. Includes detailed information on local businesses that provide access to financial expertise on money saving guidelines, household budget planning, wasteful spending elimination, daily expenditure control, retirement planning, prepaid tuition plans, higher education planning, and home equity loans, as well as advice and content on how to save money.

Ms. Denise L. Roberts, CFP®
(401) 845-3504
284 Bellevue Ave
Newport, RI
Firm
Morgan Stanley Smith Barney

Data Provided By:
Mr. James A Tollefson, CFP®
(888) 848-9738
21 John Clarke Rd
Middletown, RI
Firm
Wells Fargo Advisors
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning, Insurance Planning

Data Provided By:
Mr. Charles E. O'Hara Iv, CFP®
(401) 849-7111
342 Broadway
Newport, RI
Firm
Symetra Investment Services, Inc.

Data Provided By:
Ms. Claudia S Ruoti, CFP®
(401) 846-9842
221 Third Street Suite 300
Newport, RI
Firm
First Command Financial Planning
Areas of Specialization
Comprehensive Financial Planning

Data Provided By:
Christopher P Yalanis, CFP®
(401) 848-9949
21 John Clarke Road
Middletown, RI
Firm
Wells Fargo Advisors
Areas of Specialization
Asset Allocation, Banking, Charitable Giving, Comprehensive Financial Planning, Debt Management, Divorce Issues, Education Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000



Data Provided By:
Mr. Harold V. Cardoza, CFP®
(401) 841-5929
372 Broadway
Newport, RI
Firm
Ameriprise Financial

Data Provided By:
Mr. Daniel Gerard Corrigan, CFP®
(401) 849-9313
747 Aquidneck Ave
Middletown, RI
Firm
Corrigan Financial Inc
Areas of Specialization
Comprehensive Financial Planning

Data Provided By:
Mr. Baxter Smith Jr., CFP®
(401) 848-0380
372 Broadway
Newport, RI
Firm
Ameriprise Financail

Data Provided By:
Mr. Terrence Gavan, CFP®
(401) 847-1260
18 Phelps Rd
Middletown, RI
Firm
T. GAVAN, CPA, CFP
Areas of Specialization
Accounting, Asset Allocation, Budget Development, Comprehensive Financial Planning, Debt Management, Education Planning, General Financial Planning

Data Provided By:
Raymond E Berberick Jr., CFP®
(401) 682-2007
1016 East Main Rd.
Portsmouth, RI
Firm
Edward Jones

Data Provided By:
Data Provided By:

Financial Planning Before Pregnancy

Financial Planning Before Pregnancy

Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant.

Your Family's Income

If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.

Health Insurance And Pregnancy

It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.
If your current plan leaves a lot to be desired, you can switch health insurance coverage to a lower cost plan. Women who are already pregnant when they switch plans need to make sure that the insurance covers pre-existing conditions. For lower income families, there are community programs in place that will provide low-fee insurance coverage for mothers and newborns.
Don't forget about life and disability insurance planning. If something happens to you, you want your baby to be provided for. You may have life insurance or long-term disability insurance...

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