My Pregnancy Guide My Preconception My Pregnancy My Motherhood Pregnancy Tools & Stuff Pregnancy Shopping  

Family Financial Planners Lewiston ME

Local resource for family financial planners in Lewiston. Includes detailed information on local businesses that provide access to financial expertise on money saving guidelines, household budget planning, wasteful spending elimination, daily expenditure control, retirement planning, prepaid tuition plans, higher education planning, and home equity loans, as well as advice and content on how to save money.

Mr. Barry L. Kohler, CFP®
(207) 376-3648
30 Lisbon St
Lewiston, ME
Firm
Androscoggin Bank
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Elder Care, Employee and Employer Plan Benefits
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Edward M. Snook, CFP®
(207) 754-7857
49 Weatherly Pl
Auburn, ME
Firm
Evergreen Financial Inc

Data Provided By:
Melinda F. Davis, CFP®
(207) 376-3160
195 Center St
Auburn, ME
Firm
Cornerstone Wealth Planning
Areas of Specialization
Investment Management

Data Provided By:
Mr. Richard S Wilcox, CFP®
(207) 729-4410
14 Maine St # 23
Brunswick, ME
Firm
First Command Financial Planning
Areas of Specialization
Comprehensive Financial Planning, Government and Military, Insurance Planning, Investment Management, Long-Term Care, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $100,001 - $250,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. John R. Krainis, CFP®
(207) 865-6800
PO Box 251
Freeport, ME
Firm
The Financial Network

Data Provided By:
Mr. John R. O'Malley, CFP®
(207) 784-3524
467 Sabattus St
Lewiston, ME
Firm
O'Malley Associates Inc
Areas of Specialization
Accounting, Business Succession Planning, Comprehensive Financial Planning, Divorce Issues, Elder Care, Investment Planning, Long-Term Care

Data Provided By:
Mr. James R. Sargent, CFP®
22 Fairmount Ave
Auburn, ME
Firm
ING
Areas of Specialization
Employee and Employer Plan Benefits

Data Provided By:
Mr. Michael R. Trenholm, CFP®
(207) 933-7124
832 Main St
Monmouth, ME
Firm
Central Maine Financial Servic
Areas of Specialization
Asset Allocation, Budget Development, Elder Care, General Financial Planning, Investment Management, Real Estate
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Ms. Carol S. Taylor, CFP®
(207) 373-5124
55 Cushing St
Brunswick, ME
Firm
CUNA Mutual Group
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Estate Planning, Insurance Planning, Investment Management, Long-Term Care, Retirement Income Management
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Kevin P. Carbin Jr., CFP®
(800) 284-5989
186 Maine St
Brunswick, ME
Firm
Northeast Financial Services
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Estate Planning, Investment Management, Retirement Income Management, Wealth Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided By:
Data Provided By:

Financial Planning Before Pregnancy

Financial Planning Before Pregnancy

Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant.

Your Family's Income

If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.

Health Insurance And Pregnancy

It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.
If your current plan leaves a lot to be desired, you can switch health insurance coverage to a lower cost plan. Women who are already pregnant when they switch plans need to make sure that the insurance covers pre-existing conditions. For lower income families, there are community programs in place that will provide low-fee insurance coverage for mothers and newborns.
Don't forget about life and disability insurance planning. If something happens to you, you want your baby to be provided for. You may have life insurance or long-term disability insurance...

Click here to read the rest of this article from My Pregnancy Guide