My Pregnancy Guide My Preconception My Pregnancy My Motherhood Pregnancy Tools & Stuff Pregnancy Shopping  

Family Financial Planners College Park MD

Local resource for family financial planners in College Park. Includes detailed information on local businesses that provide access to financial expertise on money saving guidelines, household budget planning, wasteful spending elimination, daily expenditure control, retirement planning, prepaid tuition plans, higher education planning, and home equity loans, as well as advice and content on how to save money.

John Dolan
Dolan Financial Corporation
(301) 495-5900
8455 Colesville Road, Suite 710
Silver Spring, MD
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BA, CFP®

Steven Thalheimer
Thalheimer Financial Planning
(301) 589-6868
715 Boundary Avenue
Silver Spring, MD
Expertises
Helping Clients Identify & Achieve Goals, Middle Income Client Needs, Planning Issues for Unmarried & Same-Sex Couples
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, MA

David Hofstad
Independent Financial Advisors
(301) 772-7411
5711 Euclid Street
Cheverly, MD
Expertises
Ongoing Investment Management, Estate & Generational Planning Issues, Retirement Planning & Distribution Rules, Tax Planning
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®, CPA, EA, MA, MS

Thomas Conway
Connemara Fee Only Planning, LLC
(301) 998-6595
1300 Pennsylvania Avenue, NW - 7th Floor
Washington, DC
Expertises
Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Investment Advice without Ongoing Management, Estate & Generational Planning Issues, Planning Issues for Business Owners, Planning Concerns for Corporate Executives
Certifications
NAPFA Registered Financial Advisor, CFP®, JD

Mehmood Nathani
Altius Financial Advisors, LLC
(301) 961-1585
3 Bethesda Metro Center, Suite 700
Bethesda, MD
Expertises
Ongoing Investment Management, Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, Cash Flow/Budgets/Credit Issues, Hourly Financial Planning Services, Special Needs Planning
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®, MBA

L. Edward O'Hara
Capital Asset Management Services
(301) 680-0840
12510 Prosperity Drive, Suite 150
Silver Spring, MD
Expertises
Ongoing Investment Management, Middle Income Client Needs, Tax Planning
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, EA

Denise Leish
Money Plans
(301) 589-4250
8701 Georgia Avenue, Suite 710
Silver Spring, MD
Expertises
Ongoing Investment Management, Middle Income Client Needs, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BS, MBA

Kathleen Hastings
FBB Capital Partners
(301) 657-8870
4520 East West Highway, Suite 450
Bethesda, MD
Expertises
Ongoing Investment Management, Charitable Giving - Trusts & Foundations, High Net Worth Client Needs, Retirement Planning & Distribution Rules, Planning Concerns for Corporate Executives, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CASL, CFP®, ChFc, CLU

Susan Fulton
FBB Capital Partners
(301) 657-8870
4520 East West Highway, Suite 450
Bethesda, MD
Expertises
Ongoing Investment Management, Socially Responsible Investments, Women's Financial Planning Issues, Charitable Giving - Trusts & Foundations
Certifications
NAPFA Registered Financial Advisor, CFP®

Donald Lord
The Family Firm, Inc.
(301) 656-3999
8120 Woodmont Avenue, Suite 630
Bethesda, MD
Expertises
Retirement Plan Investment Advice, Estate & Generational Planning Issues, Planning Issues for Business Owners, High Net Worth Client Needs, Planning Issues for Unmarried & Same-Sex Couples, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®, CRPC

Financial Planning Before Pregnancy

Financial Planning Before Pregnancy

Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant.

Your Family's Income

If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.

Health Insurance And Pregnancy

It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.
If your current plan leaves a lot to be desired, you can switch health insurance coverage to a lower cost plan. Women who are already pregnant when they switch plans need to make sure that the insurance covers pre-existing conditions. For lower income families, there are community programs in place that will provide low-fee insurance coverage for mothers and newborns.
Don't forget about life and disability insurance planning. If something happens to you, you want your baby to be provided for. You may have life insurance or long-term disability insurance...

Click here to read the rest of this article from My Pregnancy Guide