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Family Financial Planners Cedar Falls IA

Local resource for family financial planners in Cedar Falls. Includes detailed information on local businesses that provide access to financial expertise on money saving guidelines, household budget planning, wasteful spending elimination, daily expenditure control, retirement planning, prepaid tuition plans, higher education planning, and home equity loans, as well as advice and content on how to save money.

Mr. H. Richard Dobson Sr., CFP®
(319) 277-3553
6003 University Ave Ste C
Cedar Falls, IA
Firm
Investors Professional Service

Data Provided By:
Mr. Mathew D. Driscoll, CFP®
(319) 266-6270
2302 West 1st Street
Cedar Falls, IA
Firm
Principal Financial Group
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning, Elder Care
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Angela J. Thoren, CFP®
(319) 277-2020
4807 University Avenue
Cedar Falls, IA
Firm
Ameriprise Financial
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Debt Management, Education Planning, Elder Care, Employee and Employer Plan Benefits

Data Provided By:
Ms. Erica B. Jacobson, CFP®
(319) 266-2445
411 Clay Street
Cedar Falls, IA
Firm
Jacobson Financial Services, LLC
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, General Financial Planning, Investment Management, Investment Planning, Life Planning, Life Transitions

Data Provided By:
Ms. Cindy S. Gleason, CFP®
(319) 234-1213
721 W 1st St Ste B
Cedar Falls, IA
Firm
Gleason Financial Group
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Divorce Issues, Employee and Employer Plan Benefits, Estate Planning, General Financial Planning, Government and Military
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. H. Richard Dobson Jr., CFP®
(319) 277-3613
6003 University Ave Ste D
Cedar Falls, IA
Firm
Professional Brokerage Service

Data Provided By:
Mr. Daryl F. Kruse, CFP®
(319) 833-1900
2725 Minnetonka Dr
Cedar Falls, IA
Firm
Ameriprise Financial

Data Provided By:
Stephanie L. Arensdorf, CFP®
(319) 268-4334
4600 University Ave
Cedar Falls, IA
Firm
Ameriprise Financial
Areas of Specialization
Comprehensive Financial Planning, Education Planning, Estate Planning, Insurance Planning, Intergenerational Planning, Investment Management, Life Transitions
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Brian E. Power, CFP®
(319) 277-2020
4807 University Ave.
Cedar Falls, IA
Firm
Ameriprise Financial Advisors
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. James C. Bosier, CFP®
(319) 596-1112
602 Main Street
Cedar Falls, IA
Firm
The Accel Group

Data Provided By:
Data Provided By:

Financial Planning Before Pregnancy

Financial Planning Before Pregnancy

Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant.

Your Family's Income

If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.

Health Insurance And Pregnancy

It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.
If your current plan leaves a lot to be desired, you can switch health insurance coverage to a lower cost plan. Women who are already pregnant when they switch plans need to make sure that the insurance covers pre-existing conditions. For lower income families, there are community programs in place that will provide low-fee insurance coverage for mothers and newborns.
Don't forget about life and disability insurance planning. If something happens to you, you want your baby to be provided for. You may have life insurance or long-term disability insurance...

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