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Family Financial Planners Bismarck ND

Local resource for family financial planners in Bismarck. Includes detailed information on local businesses that provide access to financial expertise on money saving guidelines, household budget planning, wasteful spending elimination, daily expenditure control, retirement planning, prepaid tuition plans, higher education planning, and home equity loans, as well as advice and content on how to save money.

Mr. Dave A Schlafman, CFP®
(701) 258-9735
505 E Main Ave Ste 100
Bismarck, ND
Firm
Ameriprise Finanacial

Data Provided By:
Mr. Jason J Kirchmeier, CFP®
(701) 258-9735
505 E Main Ave Ste 100
Bismarck, ND
Firm
Ameriprise Financial

Data Provided By:
Mr. Loren D. Melvie, CFP®
(701) 258-9735
505 E Main Ave
Bismarck, ND
Firm
Ameriprise Financial Services,
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000



Data Provided By:
James P. Braun, CFP®
(701) 255-6832
PO Box 1618
Bismarck, ND
Firm
Investment Centers of America, Inc.

Data Provided By:
Mr. Joel L Bird, CFP®
(701) 258-9735
505 E. Main Ave.
Bismarck, ND
Firm
Ameriprise Financial
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Roger A. Koski, CFP®
(701) 258-9735
505 E Main Ave
Bismarck, ND
Firm
Ameriprise Financial

Data Provided By:
Mr. Wayne A. Muehler, CFP®
(701) 255-6832
320 N 4th St
Bismarck, ND
Firm
Investment Centers of America
Areas of Specialization
Asset Allocation, Employee and Employer Plan Benefits, Estate Planning, Investment Management, Investment Planning, Long-Term Care, Retirement Income Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. Robert P. Gregoire, CFP®
(701) 258-7724
418 E Broadway Ave Ste 7
Bismarck, ND
Firm
Wells Fargo Advisors LLC
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Investment Management, Investment Planning, Mortgages
Key Considerations
Average Net Worth: $100,001 - $250,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Perry D. Bohl, CFP®
(701) 255-6832
PO Box 1618
Bismarck, ND
Firm
Investment Centers of America Inc

Data Provided By:
Darin Svihovec, CFP®
(701) 250-3067
108 North 4th Street
Bismarck, ND
Firm
BNC National Bank
Areas of Specialization
Business Succession Planning, Charitable Giving, Debt Management, Education Planning, Estate Planning, General Financial Planning, Insurance Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided By:
Data Provided By:

Financial Planning Before Pregnancy

Financial Planning Before Pregnancy

Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant.

Your Family's Income

If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.

Health Insurance And Pregnancy

It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.
If your current plan leaves a lot to be desired, you can switch health insurance coverage to a lower cost plan. Women who are already pregnant when they switch plans need to make sure that the insurance covers pre-existing conditions. For lower income families, there are community programs in place that will provide low-fee insurance coverage for mothers and newborns.
Don't forget about life and disability insurance planning. If something happens to you, you want your baby to be provided for. You may have life insurance or long-term disability insurance...

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