Family Financial Planners Bangor ME
Capella Financial Services, LLC
Socially Responsible Investments, Hourly Financial Planning Services, Middle Income Client Needs, Investment Advice without Ongoing Management, Retirement Plan Investment Advice, Women's Financial Planning Issues
NAPFA Registered Financial Advisor, CFP®, MBA
Deighan Wealth Advisors
BANGOR SAVINGS BANK
Areas of Specialization
Employee and Employer Plan Benefits, General Financial Planning, Investment Management, Retirement Planning, Risk Management, Wealth Management
Average Net Worth: $250,001 - $500,000
Average Income: $50,001 - $100,000
Profession: Service Professionals
Neurology Associates of Easter
RK Lindell & Co
Areas of Specialization
Comprehensive Financial Planning, Cross-Border Planning, Education Planning, Employee and Employer Plan Benefits, Wealth Management
Average Net Worth: $1,000,001 - $5,000,000
Average Income: $100,001 - $250,000
Profession: Self-Employed Business Owners
Albrecht Financial Services PA
Bangor Savings Bank
Ameriprise Financial Services, Inc.
UBS Financial Services, Inc.
Financial Planning Before Pregnancy
|Financial Planning Before Pregnancy|
| Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant. |
Your Family's Income
If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.
Health Insurance And Pregnancy
It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.