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Family Financial Planners Ashland KY

Local resource for family financial planners in Ashland. Includes detailed information on local businesses that provide access to financial expertise on money saving guidelines, household budget planning, wasteful spending elimination, daily expenditure control, retirement planning, prepaid tuition plans, higher education planning, and home equity loans, as well as advice and content on how to save money.

Mr. Steven L. Simmerman, CFP®
(606) 920-9673
1600 Carter Avenue
Ashland, KY
Firm
Raymond James & Associates

Data Provided By:
Mr. Shaun Alan Kiser, CFP®
(606) 834-3027
900 Diederich Blvd
Russell, KY
Firm
Peoples Bank
Areas of Specialization
Investment Management

Data Provided By:
Mr. John J. Sartaine, CFP®
(304) 528-7084
1200 3rd Ave
Huntington, WV
Firm
Morgan Stanley
Areas of Specialization
General Financial Planning, Investment Management, Retirement Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Medical/Dental Professionals

Data Provided By:
Mrs. Brandon B. Roisman, CFP®
(304) 529-1000
1200 3rd Ave
Huntington, WV
Firm
Morgan Stanley Wealth Management
Areas of Specialization
Estate Planning, Insurance Planning, Investment Planning, Long-Term Care, Mortgages, Retirement Planning, Wealth Management

Data Provided By:
Fifth Third Bank
(606) 928-8787
Cannonsburg, 12496 Us Route 60
Ashland, KY
Office Hours
M-TH 9-5; F 9-6; SA 9-12
Drive Up Hours
SAME AS LOBBY

Mr. Michael W. Hobbs, CFP®
(606) 325-0404
503 Amanda Furnace Circle
Ashland, KY
Firm
Hobbs Financial Management LLC

Data Provided By:
Mr. James D. Perry Jr., CFP®
(304) 529-6500
300 Tenth Street
Huntington, WV
Firm
JJB Hilliard WL Lyons Inc

Data Provided By:
Mr. Robert P. Simmons, CFP®
(800) 505-2030
704 4th Avenue
Huntington, WV
Firm
RBC Wealth Management
Areas of Specialization
Asset Allocation, Business Succession Planning, Education Planning, Estate Planning, Long-Term Care, Retirement Income Management, Wealth Management
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Fifth Third Bank
(606) 329-9797
Ashland Downtown, 1422 Winchester Avenue
Ashland, KY
Office Hours
M-TH 9-5; F 9-6; SA 9-12
Drive Up Hours
SAME AS LOBBY

US Bank - Jones Street Office
(740) 532-1842
2301 S 3rd St
Ironton, OH
Drive Up Hours
Mon 08:30 am to 05:30 pm
Tue 08:30 am to 05:30 pm
Wed 08:30 am to 05:30 pm
Thur 08:30 am to 05:30 pm
Fri 08:30 am to 06:00 pm
Sat 08:30 am to 12:00 pm

Data Provided By:

Financial Planning Before Pregnancy

Financial Planning Before Pregnancy

Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant.

Your Family's Income

If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.

Health Insurance And Pregnancy

It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.
If your current plan leaves a lot to be desired, you can switch health insurance coverage to a lower cost plan. Women who are already pregnant when they switch plans need to make sure that the insurance covers pre-existing conditions. For lower income families, there are community programs in place that will provide low-fee insurance coverage for mothers and newborns.
Don't forget about life and disability insurance planning. If something happens to you, you want your baby to be provided for. You may have life insurance or long-term disability insurance...

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