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Family Financial Planners Anoka MN

Local resource for family financial planners in Anoka. Includes detailed information on local businesses that provide access to financial expertise on money saving guidelines, household budget planning, wasteful spending elimination, daily expenditure control, retirement planning, prepaid tuition plans, higher education planning, and home equity loans, as well as advice and content on how to save money.

Mr. James Warren Steffen, CFP®
(763) 213-1000
7533 Sunwood Dr NW Ste 208
Ramsey, MN
Firm
Trott Brook Financial
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, Elder Care, Employee and Employer Plan Benefits, Estate Planning, Insurance Planning

Data Provided By:
Ms. Hiedi R. Hendrickson, CFP®
(763) 682-0011
1200 N Hwy 25 Ste 100
Buffalo, MN
Firm
Riverstone Financial Group
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, General Financial Planning, Healthcare Planning, Insurance Planning, Investment Planning

Data Provided By:
Kerry J. Schmitz, CFP®
(763) 682-4014
103 Marty Dr Ste 101
Buffalo, MN
Firm
Dougherty & Associates Financial Advisors, Inc.

Data Provided By:
Mr. Kenneth J. Basten, CFP®
113 Locust St
Monticello, MN
Firm
Ameriprise Financial

Data Provided By:
Brandon L. Hanson, CFP®
(763) 271-0400
1125 Cedar St Ste 117
Monticello, MN
Firm
Thrivent Financial for Lutherans
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Estate Planning, General Financial Planning, Insurance Planning, Investment Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Service Professionals

Data Provided By:
Theodore Erhart, CFP®
7533 Sunwood Dr NW Ste 208
Ramsey, MN
Firm
Trott Brook Financial

Data Provided By:
Mr. Gordon S. Weber, CFP®
(763) 682-0011
1200 Highway 25 N
Buffalo, MN
Firm
RIVERSTONE FINANCIAL GROUP

Data Provided By:
Mr. Daniel M. Wickman, CFP®
(763) 295-3275
PO Box 175
Monticello, MN
Firm
Ameriprise Financial Services
Areas of Specialization
Comprehensive Financial Planning, Estate Planning, Retirement Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. Douglas James Prahl, CFP®
(763) 295-1822
PO Box 1519
Monticello, MN
Firm
Edward Jones Investments
Areas of Specialization
Comprehensive Financial Planning, Estate Planning, Insurance Planning, Investment Planning, Long-Term Care, Retirement Income Management, Retirement Planning

Data Provided By:
Mr. Michael J. Gagnon, CFP®
(763) 271-7526
501 State Highway 25
Monticello, MN
Firm
Ameriprise Financial
Areas of Specialization
Insurance Planning, Long-Term Care, Retirement Income Management, Retirement Planning, Wealth Management

Data Provided By:
Data Provided By:

Financial Planning Before Pregnancy

Financial Planning Before Pregnancy

Making the decision to return to work or be a stay-at-home mom after your baby's birth is a difficult one. Also, determining what your insurance will cover, finding out about your company's maternity leave policy, and even budgeting for diapers and clothing can be stressful. The earlier you begin planning these things, however, the better it will be for you and your family. Here are some tips to get your finances in order before you get pregnant.

Your Family's Income

If you and your partner both work, your finances can take a hit if you plan on staying home with your baby after the birth. The first step is to talk with your partner, and write down all of your current income and expenses. Now, calculate how feasible it will be to cover these expenses with only one income, as well as the costs of raising a child. Try to set aside money each month to prepare for pregnancy and parenting.

Health Insurance And Pregnancy

It's essential that you look into your health insurance plan before you get pregnant. Some health insurance plans won't cover prenatal care and testing, while others will even pay for midwives or doulas if you choose. You need to be thorough what about emergency C-sections, or newborn care after the birth? If you don't check the policy carefully now, you may be faced with some unexpected and expensive surprises during your pregnancy.
If your current plan leaves a lot to be desired, you can switch health insurance coverage to a lower cost plan. Women who are already pregnant when they switch plans need to make sure that the insurance covers pre-existing conditions. For lower income families, there are community programs in place that will provide low-fee insurance coverage for mothers and newborns.
Don't forget about life and disability insurance planning. If something happens to you, you want your baby to be provided for. You may have life insurance or long-term disability insurance...

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